Whats is the Cost Of Living For Indian Family In USA

 

Cost Of Living For Indian Family In USA

What is the Cost Of Living For Indian Family In USA

Cost of living for Indian Family in USA or any family in the United States depends upon mainly three factors.

  1. State where you live.
  2. Family size.
  3. Life Style.

1. State where you live

This is the biggest factor in cost of living for all Americans. There are some states where you can easily find a two bedroom apartment for $800 a month and there are other states where rent is extremely high. For example rent of a two bedroom apartment in Bay Area is around $3000 per month. The difference is huge. In New Jersey you can find an average apartment for $1600 per month. In Michigan you can get an apartment for $1000 a month.

2. Family Size

This is an another factor that you should keep in mind. If you have kids then you have to take 2 bedroom apartment as per government rule. You have to buy more groceries that is obvious.  Of course you have to spend more everywhere you go if the family size is bigger. You have to pay for insurance. And Hospital bills are beyond anyone’s expectations.

3. Life Style

You have to also consider life style. Some people go for dinner occasionally and some go every weekend. Some people go for outdoor activities on every weekends. If you are a family of four then it will cost you around $100 for dinner in Indian restaurants while American restaurants like MacD, KFC are very cheap. For a family of four, it will cost you maximum $40.

Average cost of life in USA for immigrants

All the above factors play important role in your monthly expenses.

Average cost of life in west coat for a family of three per month

Room rent $ 2700 (2BHK).

Household expenses $ 400.

Weekend expenses $250.

Utility bills: $100.

Average Car Insurance $80

Average gas cost per month $80

It will come around $3600 per month.

Average cost of life in east coast like New Jersey

Room rent $1600 (2BHK).

Household expenses $400.

Weekends expenses $200.

Utility bills: $100.

Average Car Insurance $80

Average gas cost per month $80

It will come around $2450 per month.

Average cost of life in central states like Texas, Missouri, Illinois etc.

Room rent $1000 (2BHK).

Household expenses $300.

Weekends expenses $200.

Utility bills: $100.

Average Car Insurance $80

Average gas cost per month $80

The average cost in central states will come around $1750 per month.

Medical Insurance cost and hospital bills

Remember I have not included medical insurance and hospital bills here. Insurance cost depends upon your employer. If you are a full time employee then it will be very less, may be $100 per paycheck. But if you are a contractor then you may end up paying $1000 per month. I am paying $1200 per month for insurance.

You can click here to read about life in USA and many other interesting topics.

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